AFLAC INC
USUSDAFLAC INC (US:AFL) — Accident &Health Insurance. Number of exchanges where the company shares trade: 3. On this page — price and chart, dividends, top holders and share count history.
About the company
- Website
- aflac.com
- Investor relations
- investors.aflac.com/
- Sector
- Finance · Accident &Health Insurance
- Headquarters
- Columbus, United States
- Management
- Employees
- 12 003
- Founded
- 1955
- IPO
- 1974-06-15
- Shares outstanding
- Free float
- 497.01 M
- Market cap
- 61.16 B USD
- Insiders
- 10.9%
- Institutions
- 60.12%
- Industry (SIC)
- Accident & Health Insurance
- Legal form
- MFYJ
- ISIN
- US0010551028
- LEI
- 549300N0B7DOGLXWPP39
- P/EP/E (Price / Earnings) — how many years of the company's profit you pay for a share. Calculated: current price ÷ net earnings per share over the last 12 months. Lower means cheaper relative to profit. Not calculated when the company has a loss (—).
- 18.5
- EPSEPS (Earnings Per Share) — the company's net profit over the last 12 months divided by the number of its shares, in the currency of this listing. A negative value (red) means a loss. P/E is the share price divided by EPS.
- 6.85 USD
- P/BP/B (price to book) is the market capitalisation divided by shareholders' equity from the latest balance sheet (assets minus liabilities, without minority interests). Below 1 the company is valued at less than its book equity. Banks and insurers usually trade near 1, asset-light companies much higher. Companies with negative equity have no P/B.
- 2.14
- Payout ratioPayout ratio — what share of net income the company pays out as dividends. Calculated: dividends paid over the last 12 months ÷ net income for the same 12 months × 100%. Up to 60% — safe margin, 60–90% — borderline, over 90% — dividend at risk of a cut. «Loss» — the company pays without a profit.
- 33.7%
- FCFFCF (Free Cash Flow) — money left to the company after operating costs and investment in equipment; dividends are safest when paid from it. Calculated: operating cash flow − capital expenditure, over the last 12 months, in the reporting currency.
- 2.59 B USD
- Payout / FCFShare of free cash flow (FCF) the company paid out as dividends: dividends paid over 12 months ÷ FCF × 100%. Up to 60% — room to spare, 60–90% — borderline, over 90% — risky. Over 100% — paid more than it earned in free cash: the gap was covered by cash reserves, new borrowing or new shares, which cannot last long.
- 46%
- DebtDebt — all loans and bonds of the company per the latest report (short- and long-term), in the reporting currency. Below — how many years the company would need to repay net debt (debt minus cash) from its free cash flow: net debt ÷ FCF. Up to 3 years — good, 3–6 — moderate, over 6 — high. «Net cash» — net debt is negative.
- 8.33 B USD0.8 y of FCF
- Dividend streakDividend streak — how many years in a row the company has paid dividends without a break longer than 18 months. Counted from the earliest payment of the unbroken chain until today. «+» — data history starts in 1970, so the real streak may be longer. The longer the streak, the likelier the company keeps paying through crises.
- 42 y
- Earnings, FCF and dividends paid — for the 12 months to 30.09.2026 (the company's latest report).
- Net income
- NAVNAV — net asset value by the balance sheet: the company's assets minus its liabilities, the share of the company's shareholders (without other owners' stakes in its subsidiaries). Shown per share, with P/NAV — how many times the share price exceeds NAV per share (below 1 — the share costs less than its net assets on the balance sheet). Click to see what NAV is made of and its history.
Description
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.
advertisement
Exchanges and tickers
| Exchange | Ticker | Currency | Price | Type |
|---|---|---|---|---|
| common stock | ||||
| US USA Stocks | AFL primary | USD | 126.71 +1.19% | common stock |
| LSE London Stock Exchange | 0H68 IOB | USD | 113.44 +1.16% | common stock |
| TSE Tokyo Stock Exchange | 8686 secondary | JPY | — | |
| VI Vienna Stock Exchange | AFL secondary | EUR | 112.4 -1.36% | common stock |
| depositary receipt | ||||
| SA B3 Sao Paulo | A1FL34 | BRL | — | depositary receipt |
Dividends
Next ex-date: 2026-11-18 · 0.61 USD (US:AFL)
Per year, US:AFL: 2.44 USD (4 paym.)
AFLAC INC (AFL) pays dividends quarterly. Per year (12 months up to and including the latest announced payment): 2.44 USD per share (payments: 4). That is about 1.93% of the current share price. The next ex-dividend date is 18.11.2026: 0.61 USD per share, paid on 01.12.2026. Uninterrupted dividend history: 42 years.
| Ex-date | Payment | Amount | % | Type | Ticker |
|---|---|---|---|---|---|
| 2026-11-18 announced | 2026-12-01 | 0.6100 USD | 0.5/1.9 % | quarterly | US:AFL |
| 2026-08-19 | 2026-09-01 | 0.6100 USD | 0.5/2.0 % | quarterly | US:AFL |
| 2026-05-20 | 2026-06-01 | 0.6100 USD | 0.5/2.0 % | quarterly | US:AFL |
| 2026-02-18 | 2026-03-02 | 0.6100 USD | 0.5/2.0 % | quarterly | US:AFL |
| 2025-11-19 | 2025-12-01 | 0.5800 USD | 0.5/2.1 % | quarterly | US:AFL |
| 2025-08-20 | 2025-09-02 | 0.5800 USD | 0.5/2.1 % | quarterly | US:AFL |
| 2025-05-21 | 2025-06-02 | 0.5800 USD | 0.5/2.0 % | quarterly | US:AFL |
| 2025-02-19 | 2025-03-03 | 0.5800 USD | 0.6/2.0 % | quarterly | US:AFL |
| 2024-11-20 | 2024-12-02 | 0.5000 USD | 0.4/1.8 % | quarterly | US:AFL |
| 2024-08-21 | 2024-09-02 | 0.5000 USD | 0.4/1.5 % | quarterly | US:AFL |
| 2024-05-21 | 2024-06-03 | 0.5000 USD | 0.4/1.5 % | quarterly | US:AFL |
| 2024-02-20 | 2024-03-01 | 0.5000 USD | 0.4/1.4 % | quarterly | US:AFL |
| 2023-11-14 | 2023-12-01 | 0.4200 USD | 0.3/1.3 % | quarterly | US:AFL |
| 2023-08-22 | 2023-09-01 | 0.4200 USD | 0.3/1.3 % | quarterly | US:AFL |
| 2023-05-16 | 2023-06-01 | 0.4200 USD | 0.3/1.3 % | quarterly | US:AFL |
| 2023-02-14 | 2023-03-01 | 0.4200 USD | 0.3/1.3 % | quarterly | US:AFL |
| 2022-11-15 | 2022-12-01 | 0.4000 USD | 0.3/1.3 % | quarterly | US:AFL |
| 2022-08-23 | 2022-09-01 | 0.4000 USD | 0.3/1.2 % | quarterly | US:AFL |
| 2022-05-17 | 2022-06-01 | 0.4000 USD | 0.3/0.9 % | quarterly | US:AFL |
| 2022-02-15 | 2022-03-01 | 0.4000 USD | 0.3/0.6 % | quarterly | US:AFL |
| 2021-11-16 | 2021-12-01 | 0.3300 USD | 0.3/0.3 % | quarterly | US:AFL |
Top holders
| Holder | Stake | Shares | Report date |
|---|---|---|---|
| Japan Post Holdings Co.,… | 10.15% | 50.9 M | 2026-09-22 |
| Blackrock Inc. | 6.96% | 34.92 M | 2026-06-30 |
| Vanguard Capital Managem… | 5.96% | 29.9 M | 2026-06-30 |
| Vanguard Portfolio Manag… | 4.86% | 24.36 M | 2026-06-30 |
| State Street Corporation | 4.69% | 23.51 M | 2026-06-30 |
| VANGUARD INDEX FUNDS-Van… | 2.9% | 14.54 M | 2026-06-30 |
| VANGUARD INDEX FUNDS-Van… | 2.37% | 11.87 M | 2026-06-30 |
| Geode Capital Management… | 2.11% | 10.6 M | 2026-06-30 |
| VANGUARD INDEX FUNDS-Van… | 1.98% | 9.93 M | 2026-06-30 |
| Wells Fargo & Company | 1.72% | 8.64 M | 2026-06-30 |
| Morgan Stanley | 1.6% | 8.04 M | 2026-06-30 |
| Northern Trust Corporati… | 1.25% | 6.28 M | 2026-06-30 |
| iShares Trust-iShares Co… | 1.23% | 6.18 M | 2026-07-31 |
| Fidelity Concord Street… | 1.18% | 5.92 M | 2026-07-31 |
| SPDR S&P 500 ETF TRUST-S… | 1.12% | 5.61 M | 2026-08-31 |
| Goldman Sachs Group Inc | 1.06% | 5.32 M | 2026-06-30 |
| VANGUARD INDEX FUNDS-Van… | 0.87% | 4.37 M | 2026-06-30 |
| SELECT SECTOR SPDR TRUST… | 0.61% | 3.07 M | 2026-08-31 |
| VANGUARD INDEX FUNDS-Van… | 0.59% | 2.94 M | 2026-06-30 |
| VANGUARD SPECIALIZED FUN… | 0.52% | 2.62 M | 2026-04-30 |
| AMOS DANIEL P (Chief Exe… | ≈0.51% | 2.54 M | 2026-02-20 |
| TILLMAN AUDREY BOONE (Of… | ≈0.05% | 275 635 | 2026-02-18 |
| KOIDE MASATOSHI (Officer… | ≈0.02% | 86 422 | 2026-03-11 |
| BOWERS WILLIAM PAUL (Dir… | ≈0.02% | 75 666 | 2026-05-04 |
| LAKE CHARLES D II (Offic… | ≈0.01% | 52 064 | 2026-05-05 |
| LLOYD KAROLE F. (Directo… | ≈0.01% | 50 540 | 2026-05-04 |
| MILLER VIRGIL RAYNARD (O… | ≈0.01% | 47 900 | 2026-02-10 |
| DYSLIN BRADLEY EUGENE (O… | ≈0.01% | 44 677 | 2026-02-10 |
| Aflac Incorporated | — | — | — |
| BRODEN MAX (Chief Financ… | — | — | 2026-02-10 |
Sign in with Google